Need an appraisal in Southbury or New Haven County?

See the top 7 reasons why CT homeowners hire Mid-State Appraisal Group, LLC:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut a mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a CT divorce, when real estate needs to be divided
To determine the true market value of property in question to settle an estate in New Haven County or the state of CT

Own a house in or near Southbury, CT and need help determining the value of it?
Contact Mid-State Appraisal Group, LLC.

We at Mid-State Appraisal Group, LLC understand the particular needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the usual reporting formats. Being a regular person not in the real estate business that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Mid-State Appraisal Group, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping folks just like you dismiss unwanted and unneeded PMI insurance.

Challenging New Haven county's assessment of your property

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Mid-State Appraisal Group, LLC is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Mid-State Appraisal Group, LLC can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.